How to Buy a New Car

a client learning how to buy a new car

Ready to level up your commutes and adventures around Fort Worth with a new car? What can be an exciting experience can also be nerve-racking if you’ve had bad dealership experiences in the past or just don’t know where to start. Thankfully, the team at Hiley Mazda of Hurst is ready to take the worries out of finding and taking home the right car. Follow along for our tips on how to buy a new car, and when it’s time to buy a new car so you can get back on the road.



Deciding When to Buy a New Car

Shopping for a new car is a hefty financial investment, so it’s important to know when to buy a new car and if it’s the smart choice for you. If any of these situations apply, you may be ready for the next steps:

  1. If you often find yourself scheduling expensive repairs, it might be better for your wallet and your time to search for a new car instead of continually paying for repairs.
  2. Safety is important on the roads around Dallas, and if you no longer feel safe behind the wheel of your car, it’s time to bring peace to your daily drives again.
  3. Through the years, your needs may change. Whether you want a roomier vehicle or you plan on growing the family, you want to consider a new vehicle with the size and safety features you need.
  4. When your car is continually failing inspections, getting it back in order may cost more than it’s worth. Finding a new model might be the right choice. 

Searching for the Right Car

After deciding to start your search for a new car, it’s important to have an idea of your budget and a plan to stick to it. For help setting a budget and discussing payment plans, contact the team in our finance center. Follow the steps below to start the process for how to buy a new car:

  1. Start by narrowing the search and thinking about your daily driving habit, cargo space requirements, and other desired amenities like safety technology and entertainment options. 
  2. Have a pool of your top three models, then begin to look a bit closer at the safety ratings, reliability scores, lifespan, and more. Look at virtual walkthroughs or schedule a test drive to see how they actually handle on the streets around Hurst.
  3. After you’ve made a choice on your top model, take the search local and compare dealership options by requesting price quotes. It’s a good idea to see what other shoppers in your area have paid to get a better idea of the right price. 
  4. Consider your timeline and be aware of any upcoming holidays or weekend sales that typically come with great deals, such as Black Friday or Presidents Day.

Affording a New Car

Now that you’ve found your ideal car, the next part of the process is figuring out how to actually buy a new car. Since purchasing a car is a major financial decision, it’s necessary to consider how it will affect your other debts. Generally, according to U.S. News, adding a car payment should not put your monthly bills for credit cards, student loans, rent, etc. to equal over a third of your monthly income. Before considering a new car purchase, be aware that these additional costs are included on top of the price of the car:

    • New Car Sales Tax: While typically added to the car loan amount, this is a non-negotiable tax when purchasing a car. 
  • Interest Rate: The interest rate on a car loan can be linked to the amount of the monthly payments. When your interest rate is lower, that means the monthly payments will be lower. The interest rate is decided based on the driver’s credit score, so not everyone qualifies for a low-interest rate.
  • Trade-in Value: When you trade in a vehicle, that will be factored into your purchase of a new car. With a trade-in, dealerships can apply the value of your trade to the purchase of your car. Or, if a balance is still owed on your current vehicle, the dealership may apply the amount owed onto the new vehicle price. Find the value of your trade for an instant appraisal of what your vehicle is worth.

Explore Financing Options with Hiley Mazda of Hurst!

Have you decided when to buy a new car? When you’ve found the right way for how to buy your new car, we have some helpful tools like a finance application where you can get instant approval, a payment calculator so you have an idea of your monthly payments, and a team of talented finance professionals at the Hiley Mazda of Hurst finance center located in Hurst for all of your car-buying questions. 


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625 NE Loop 820 • Hurst, TX 76053

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Hiley Mazda of Hurst 32.8199514, -97.2082537.